Continuous Underwriting is the process by which risks related to the insurance of persons or assets are continuously assessed and analyzed. It developed from traditional underwriting, where risks are only assessed before the policy is signed or renewed. Continuous underwriting was first used in the employees` allowance, where the insurance premium was updated monthly, based on the insured`s pay slip. It is also used in life insurance as well as in cyber insurance. There are different types of subscription agreements based on the obligation for sub-authors and sub-authors to buy the shares. For example, insurance sub-authors, security sub-writers, and standby underwriting include analysis of customers` potential risk, with underwriters guaranteeing refunds in case of damage or financial loss. Therefore, the standard clauses of such a draft contract may vary. The legal provisions relating to the IPO require the public to subtract at least 90% of the issued shares before a company receives its start-up certificate. Companies conclude an agreement with sub-authors in case of non-compliance with the minimum subscription. The underwriters promise to acquire the deficit of this minimum subscription. The subscription agreement can be considered as a contract between an entity issuing a new issue of securities and the subscription group that agrees to buy and resell the issue at a profit. Underwriting can also relate to the purchase of corporate bonds, commercial paper, government bonds, municipal bonds by a commercial bank or trading bank for its own account or for resale to investors. The bank outsourcing of the undertaking`s valuable securities shall be carried out through separate holding companies designated as transferable companies or related undertakings referred to in Section 20.
Forensic underwriting is the „a posteriori“ process used by lenders to determine what went wrong with a mortgage.  Forensic underwriting is a borrower`s ability to develop a modification scenario with their current policyholder, not to qualify them for a new loan or refinancing. . . .